Business plan financial budget cash flow planning, forecasting, valuation, appraisal models Excel.

BUSINESS FINANCIAL PLANNING & VALUATION ANALYSIS

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Financial Modeling Software Products Price Sheet

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1. CEO's Strategic Planner - Consists of 32 advanced models/valuation. Ten are industry specific with up to 245 potential variables and advanced analysis with manpower and space planning and growth based upon average annual revenues/employee. (Includes copy of item 2).
Suggested Retail: $1,500.00
Your Price: $995.00

3. Bottomline-V Financial Planning Starter-Kit for start-up companies with 5 budget cash flow programs, a 12-month model and 10 different industry 5-year model formats (Includes 4, but not 5 below.)
Suggested Retail: $495.00
Your Price: $299.00

4. CashflowPLUS - A fully integrated 12-month and five-year model for developing a business plan or personal cash flow projections for first-time planners or students. (Can upgrade to above for difference in price).
Suggested Retail: $225.00
Your Price: $125.00

5. CEO's Strategic Planner Professional Valuation System - Consists of 20 advanced business valuation models covering 10 industry formats, using up to 14 business valuation methods. Ten models allow up to six years of history and project five years and ten models use one year of history and project five years.
Suggested Retail: $995.00
Your Price:$697.50

6. Bottomline-V Advanced Business Valuation Analysis System - Consists of 13 business valuation models that each produce up to 14 common valuation methods. Uses DCF, EVA, IRR and inflation factors.
Suggested Retail: $595.00
Your Price: $399.00

7. Real Estate Investment Valuation Analysis System - Consists of nine real estate investment valuation analysis financial analysis models, including a 5-year, 10-year, 15-year, and 20-year forecasting model that can be used by investors or dealers to project P&L, Balance Sheet, Cash Flow, Three Ratio Statements, Investment Valuation Statement, Advanced Financial Analysis Statement, a Detailed Revenue and Cost Statement, and a Detailed Operating Expense Statement. There is even a model for real estate developers. It also contains two loan amortization programs, a risk analysis program, and two budget programs.
Suggested Retail: $595.00
Your Price: $399.00

8. Banker's Commercial Loan Analysis System - allows bankers, investment bankers, credit analysts, purchasing agents, loan brokers and government agencies to quickly analyze the financial statements of any business.
Suggested Retail: $1,250.00
Your Price: $795.00

9. Banker's Compliance, Planning & Valuation System - allows any size bank to do short-term and long-term financial planning, simulation and forecasting of eight key financial statements to assist in planning, analysis, compliance reporting and valuation analysis.
Suggested Retail: $1,500.00
Your Price: $995.00

CEO's Strategic Planner is a dynamic financial decision support system to be used in the overall financial strategic planning process. It allows the CEO of a company to do a total simulation of the firm from a multi-dimensional view and analysis of the following: (1) profit, (2) cash flow, (3) ROI, (4) uses of cash for inventory and/or operations, (5) capital budgeting, (6) growth planning, (7) human resource and facility planning, (8) performance, (9) break-even, (10) multiple product and/or service forecasting and costing, (11) new product development, and (12) product costing and revenue growth.

CEO's Strategic Planner includes the 32 key models in the following dimensions: (1) the ten industry specific models allow the input of up to seven years of historical Income Statement and Balance Sheet information all generate the Statement of Changes in Financial Position; the Statement of Cash Flows under FASB95; 25 Financial Ratios; the Robert Morris Associates 40 Key Ratios; the Company Valuation Analyses Statement, the Advanced Financial Analysis Statement, with seven growth performance ratios, two break-even analysis, 10 personnel and space planning ratios, the Aragon Maximum Growth Rate, and the Venture Capitalist Hockey Stick Formula. (2) The CEOMODx's consist of ten five-year models that each allows the input of up to about 254 basic assumptions into the first two statements, and it then creates a five-year simulation of the firm's operations by producing eleven key financial statements described above; (3) The CEOMICx's consist of ten 24-month, monthly short-term planning and simulation model that allow the CEO to obtain a detailed operations planning perception of the company, producing statements similar to those in the five-year CEOMODx models.

Features: This system meets generally accepted accounting principles (GAAP), providing the equations, logic and formats. It is as close to the real world, as one would want to get and allows customization or fine-tuning to a user's exact requirements. There are 32 models, 5 budget/cash flow programs, and 2 loan amortization programs, a risk analysis and a cost of capital/discounted cash flow program.

Systems: Works with Excel under Windows; Lotus 1-2-3, Lotus Improv, and Quattro Pro under DOS, Windows and UNIX systems. Also, works with Excel on the Apple Macintosh and compatibles. Requires a minimum of 4 Meg of RAM, hard disk and printer. It is compatible with Lotus and 20/20, on mini computers, including the AS/400.

Pricing: Suggested retail: $1,500.00 with documentation and support. Special introductory offer: $995.00, plus 20% annual maintenance and service fee (optional), after the first year for on-going updates and continued service. Note: Registered Bottomline-V customers can update to CEO's Strategic Planner for $497.50, and they also receive an updated copy of Bottomline-V. There is a $12.00 US Priority Mail Shipping fee within the USA, and standard international rates apply depending upon country location and delivery method.

Contact: Dr. John F. Richardson, ILAR Systems, Inc.
334 Baywood Drive, Newport Beach, Calif. 92660, USA
Phone: (949)640-2985; Fax:(949)640-7233/720-1530.

Bottomline-V Business Financial Planning and Valuation System is ideal for analyzing profitability, cash flow, return on investment, earnings growth rate, capitalization and business value using 14 methods. It generates all of the financial necessary to manage a business, as it allows the user to perform business financial planning, budgeting, forecasting, modeling, simulation, and valuation analysis. It is fast, accurate and flexible, as it allows management to develop one- year and two-year monthly; two-year quarterly; and five-year annual financial analysis of the business enterprise.

After completing a 12-month budget, the user has the option of a one-year or two-year monthly projection model, a two-year quarterly analysis projection, or five-year annual financial forecast and analysis of the business enterprise from a multi-dimensional perspective, including multiple revenue forecasting and costing and detailed budget planning divided into G & A, sales & marketing, non- officer payroll, officer compensation, facilities, engineering, and R & D.

The package has industry pacific five-year models for Manufacturing; Service; Wholesale, Retail & Distribution; Health Care; Construction/ Contractor; Real Estate and Not-For-Profit, as well as a five-year leveraged buyout (LBO) model. The RANGE model allows input of up to six years of historical year-end Income Statement and Balance Sheet data, and when calculated, it generates the Statement of Changes in Financial Position, Statement of Cash Flow under FASB95, 25 Standard Ratios divided into Overall Performance, Profitability Measures, Test of Investment Utilization, Test of Financial Condition, Financial Leverage, Market Value using a Times Earnings Factor and a Times NetAsset Value Factor, and the Altman Z-Factor for financial health. Then all seven statements are projected five years into the future. Thereafter, all 11 years are printed for analysis and then a new future can be created by doing multiple "What-if ..?" analysis by entering from 19 to 48 new assumptions in the factor column.

Features: This system meets generally accepted accounting principles (GAAP), providing all the formats, logic and formulas. It is as close to the real world, as one would want to get and allows customization or fine-tuning to a user's exact requirements. There are 25 models, four examples, five budget cash flow programs, and two loan amortization programs, a risk analysis program and a cost of capital and discounted cash flow program.

Systems: Works with Excel spreadsheet under Windows; Lotus 1-2-3, Lotus Improv, and Quattro Pro under Windows and UNIX systems. Also, works with Excel on the Apple Macintosh and compatibles. Requires a minimum of 4 Meg of RAM, hard disk and printer.

Pricing: Suggested retail price: $695.00; Special offer: $499.00 (Starter-Kit: $299). There is a $12.00 US Priority Mail Shipping fee within the USA, and standard international rates apply depending upon country location and delivery method. (California customers add 7.75% sales tax).

Contact: Dr. John F. Richardson, ILAR Systems, Inc.
334 Baywood Drive, Newport Beach, Calif. 92660, USA
Phone: (949)640-2985; (949)759-8987; Fax:(949)640-7233/720-1530.

Bottomline-V Business Financial Planning Starter-Kit is ideal for developing the financials to fund a start-up business of any kind. It provides detailed budget planning on a 12-month basis and a five-year analysis of profitability, cash flow, return on investment, earnings growth rate and capitalization planning of both debt and equity. It is fast, accurate and flexible, as it allows management to develop a detailed 12-month budget cash flow and a five-year annual financial analysis of the new business, which is generally required for funding.

After completing a 12-month budget cash flow, the user then enters the summary data from this analysis into the five-year financial forecast. Next, the year-end Income Statement and Balance Sheet information is entered in the first column of the model, for those businesses with any historical financials. Otherwise, the assets and liabilities, if any, are entered in the first column. Then basic assumptions are entered into the high-lighted cells, and the model is calculated. It takes only a few seconds to generate a five-year forecast of Income Statement, Balance Sheet, Cash Flow Statements, Ratio Analysis Statements, Business Valuation Statement, Advanced Financial Statement, Multiple Revenue Forecasting and Costing Detail, and a Detailed Operating Expense Budget divided into General & Administration, Sales & Marketing, Non-Officer Payroll, Officers' Compensation, Engineering, R & D, etc.

The package will readily work for any type of business. It consists of nine different industry specific five-year models for the following industries: Manufacturing; Service; Technology; Wholesale, Retail & Distribution; Health Care For-profit; Health Care Not-for-profit; Construction Contractor; Real Estate; and Not-for-profit. It also contains a selection of five monthly, 12-month, monthly budget cash flow programs and a real world 12-month, monthly financial simulation model for detailed analysis, similar to the five-year models. Also, there are two different loan amortization programs.

Features: This system meets generally accepted accounting principles (GAAP), providing all the equations, logic and formats. It is as close to the real world, as one would want to get and allows customization or fine-tuning to a user's exact requirements. There are 11 models, four examples, five budget cash flow programs, two loan amortization programs, and a discounted cash flow with cost of capital program.

Systems: Works with Excel under Windows; Lotus 1-2-3, Lotus Improv, and Quattro Pro under Windows and UNIX systems. Also, works with Excel on the Apple Macintosh and compatibles.

Pricing: Suggested retail price: $495.00; Special offer: $299.00. There is a $12.00 US Priority Mail shipping fee within the USA, and standard international rates apply depending upon country location and delivery method. (California customers add 7.75% sales tax).

Contact: Dr. John F. Richardson, ILAR Systems, Inc.
334 Baywood Drive, Newport Beach, Calif. 92660, USA
Phone: (949)640-2985; (949)759-8987; Fax:(949)640-7233/720-1530.

CashflowPLUS consists of one model and a 26-page user guide. It is helpful to individual investors, professors and students for analyzing profitability, cash flow, return on investment, earnings growth rate, and capitalization. It allows the preparation of a basic 12-month budget cash flow with cash receipts, cash disbursements, cost of revenues and capital expenditures, as the totals from this program flow into the first year of a five-year financial forecasting model. The five-year model allows the input of last year's year-end income statement and balance sheet data in the first column. Then, the assumptions for the four remaining years are inputted into a two-statement data matrix input section, where variables will default to norms if not initially known.

The five-year model generates all of the financials necessary to do an analysis of a business, and it allows the user to do business financial planning, budgeting, forecasting, modeling and simulation. (Business valuation analysis is not included with this program. Nor is the advanced financial analysis statement included in this program.) This model is fast, accurate and flexible, as it allows the student to develop a five-year annual financial analysis of the business, as well as an individual's own personal or business finances.

Systems: Works with Excel under Windows; Lotus 1-2-3, Lotus Improv, and Quattro Pro under Windows and UNIX systems. Also, works with Excel on the Apple Macintosh and compatibles.

Pricing: Suggested retail: $165.00; Special: $125.00 + $5.00 S&H. There is a $12.00 US Priority Mail shipping fee within the USA, and standard international rates apply depending upon country location and delivery method. (California customers add 7.75% sales tax).

Contact: Dr. John F. Richardson, ILAR Systems, Inc.
334 Baywood Drive, Newport Beach, Calif. 92660, USA
Phone: (949)640-2985; (949)759-8987; Fax:(949)640-7233/720-1530.

CEO's Strategic Planner Professional Valuation System

The CEO's Strategic Planner Professional Valuation System consists of a set of 20 professional business valuation models that each produce results for up to 14 common valuation methods: multiple of earnings, multiple of EBITDA, Mutilple of EBIT; multiple of gross revenues, capitalization of earnings, dividend paying capacity, excess earnings (Treasury Method), discounted future earnings, discounted cash flow, discounted free cash flow, discounted EBITDA, restricted securities or combination method, times net asset per share (book value) and internal rate of return. In addition, Economic Value Added (EVA) can be analyzed using total cost of capital with the Capital Asset Pricing Model (CAPM) for the cost of equity portion and the after tax cost of debt portion, which can then be followed by a weighted average cost of capital calculation.

Ten models allow up to seven years of history and project five years and ten models use one year of history and project five years The CEOx models allow the input of up to seven years of year-end Income Statement and Balance Sheet data, and they generate the two standard cash flow statements, two ratio analysis statements with more than 60 key ratios (including the Robert Morris Associates ratios) and a complete business valuation analysis statement. In addition, internal rate of return is also provided. The ten CEOx type models do exactly what History does in Bottomline-V, but they project all eight statements five years into the future based on 10 to 29 six-year averages and 9 constants from the data input like the two RANGE models in Bottomline-V. The big difference is that one has ten different industry specific formats to choose from in CEO's Strategic Planner.

The five-year CEOMODx models are used for start-up businesses or businesses that have been in operation two years or less. The year-end Income Statement and Balance Sheet data are entered in the first column and basic assumptions about the future performance are entered to generate a five-year forecast of eight key financial statements, including the business valuation analysis statement and the advanced financial analysis statement. Loan amortization, risk analysis and discounted cash flow programs are included with the system.

Features: This system meets generally accepted accounting principles (GAAP), providing the equations, logic and formats. It is as close to the real world, as one would want to get and allows customization or fine-tuning to a user's exact requirements. There are 11 industry specific models, two loan amortization programs, a risk analysis program, and a discounted cash flow program.

Systems: Works with Excel under Windows; Lotus 1-2-3, Lotus Improv, and Quattro Pro under the Windows and UNIX systems. Also, works with Excel on the Apple Macintosh and compatibles.

Pricing: Suggested retail: $995.00; Special: $697.50. There is a $12.00 US Priority Mail shipping fee within the USA, and standard international rates apply depending upon country location and delivery method. (California customers add 7.75% sales tax).

Contact: Dr. John F. Richardson, ILAR Systems, Inc.
334 Baywood Drive, Newport Beach, Calif. 92660, USA
Phone: (949)640-2985; (949)759-8987; Fax:(949)640-7233/720-1530.

Bottomline-V Advanced Business Valuation Analysis System

The Bottomline-V Advanced Business Valuation Analysis system consists of a set of 10 business valuation models that each produce results for up to 14 common valuation methods: multiple of earnings, multiple of EBITDA, Mutilple of EBIT; multiple of gross revenues, capitalization of earnings, dividend paying capacity, excess earnings (Treasury Method), discounted future earnings, discounted cash flow, discounted free cash flow, discounted EBITDA, restricted securities or combination method, times net asset per share (book value) and internal rate of return. In addition, Economic Value Added (EVA) can be analyzed using total cost of capital with the Capital Asset Pricing Model (CAPM) for the cost of equity portion and the after tax cost of debt portion, which can then be followed by a weighted average cost of capital calculation.

The History model allows the input of up to six years of year-end Income Statement and Balance Sheet data, and it generates the two standard cash flow statements, two ratio analysis statements with more than 60 key ratios (including the Robert Morris Associates ratios) and a complete business valuation analysis statement. In addition, internal rate of return is also provided. The two RANGE models do exactly what History does, but they project all eight statements five years into the future based on 10 to 29 six-year averages and 9 constants from the data input.

The five-year models are used for businesses that have been in operation two years or less. The year-end Income Statement and Balance Sheet data are entered in the first column and basic assumptions about the future performance are entered to generate a five-year forecast of eight key financial statements, including the business valuation analysis statement and the advanced financial analysis statement. Loan amortization, risk analysis and discounted cash flow programs are included with the system.

Systems: Works with Excel under Windows; Lotus 1-2-3, Lotus Improv, and Quattro Pro under the Windows and UNIX systems. Also, works with Excel on the Apple Macintosh and compatibles.

Pricing: Suggested retail: $595.00; Special: $399.00. There is a $12.00 US Priority Mail shipping fee within the USA, and standard international rates apply depending upon country location and delivery method. (California customers add 7.75% sales tax).

Contact: Dr. John F. Richardson, ILAR Systems, Inc.
334 Baywood Drive, Newport Beach, Calif. 92660, USA
Phone: (949)640-2985; Fax:(949)640-7233/720-1530.

Real Estate Investment Valuation System

These models were designed to be used by real estate investors, brokers, developers and bankers for any type of investment property. The models can be easily customized for single-family units, multiple units, apartments, condos, office buildings, sub-divisions, commercial property, industrial projects or any combination of the above. This system analyzes debt and/or equity financing and handles up to five different mortgages, as well as long-term and short-term debt and depreciation of buildings and equipment. The system also facilitates an Economic Value Added (EVA) analysis with the weighted cost of debt and equity capital in a discounted cash flow program.

The Real Estate Analysis Model system allows financial analysis, forecasting and valuation of real estate projects or holdings on a 12-month, monthly and a 5-year 10-year 15-year and 20-year basis. These models consist of the Statement of Earnings and Retained Earnings (Income Statement), Balance Sheet, two Cash Flow Statements, three Financial Ratio Analysis Statements, Investment Analysis Statement, Detailed Revenue Forecasting and Costing Statement and two Detailed Operating Expense Statements. The user simply enters basic data and assumptions, and the models do the rest by generating up to eleven statements. Financial simulation analysis is the most advanced approach to real estate project analysis to determine profitability, cash flow, ROI, earnings growth rate, capitalization and financial valuation using seven to ten common methods. There is also two loan amortization programs, one which projects 360 periods and summarizes annually. There is even a model that uses up to seven years of historical income statement and balance sheet data and projects five years on an annual basis.

The discounted future earnings and discounted cash flow valuation methods are included with this system, as well as a detailed description of internal rate of return (IRR). The strength of this system is in the detail that it allows with the detailed accounting statements described above. The 25 Ratio Analysis Statement is divided into (1) Overall Performance, (2) Profitability Measures, (3) Test of Investment Utilization, (4) Test of Financial Condition, (5) Financial Leverage, (6) Market Value and (7) Financial Health.

Features: This system meets generally accepted accounting principles (GAAP), providing all the equations, logic and formats. It is as close to the real world, as one would want to get and allows customization or fine-tuning to a user's exact requirements. It has a total of nine models, including the real estate developers model.

Systems: Works with Excel under Windows; Lotus 1-2-3, Lotus Improv, and Quattro Pro under Windows and UNIX systems. Also, works with Excel on the Apple Macintosh and compatibles.

Pricing: Suggested retail: $595.00; Special: $399.00 There is a $12.00 US Priority Mail shipping fee within the USA, and standard international rates apply depending upon country location and delivery method. (California customers add 7.75% sales tax).

Contact: Dr. John F. Richardson, ILAR Systems, Inc. 334 Baywood Drive, Newport Beach, Calif. 92660, USA Phone: (949)640-2985; Fax:(949)640-7233/720-1530.

Banker's Commercial Loan Analysis System

The Banker's Commercial Loan Analysis System allows loan officers, loan brokers, investment bankers, government organizations and others to quickly and easily obtain a complete financial analysis of any organization by first selecting the appropriate model and then simply entering up to six years of year-end Income Statement and Balance Sheet information. The model then generates the Statement of Changes in Financial Position, Statement of Cash Flows under FASB95, Standard 25 Key Ratio Analysis Statement, the Robert Morris Associates 40 Key Ratios Statement, Business Valuation Analysis Statement (using 7 common methods), and the Advanced Financial Analysis Statement (including manpower and space planning variables). The model then projects all eight statements five years into the future, using from 10 to 29 key six-year averages (if six years of historical data is used) and nine constant variables. The user now saves the results under a unique name and prints all eleven years, including the factor column with the 19 to 38 variables and their labels. The first run of the model gives an extrapolative five-year forecast based upon a simple averaging technique (the forecasting formulas can be changed to more sophisticated statistical forecasting formulas). Thereafter, the user can create a 'new future' for the enterprise by overriding any of the 19 to 38 variables, as he or she performs multiple 'What-if...?' analyses. The system consists of 20 models for 10 major industries, such as the following: (1) manufacturing, (2) wholesale, distribution & retail, (3) service, (4) technology; (5) construction contractor, (6) healthcare for-profit, (7) healthcare non-for-profit, (8) real estate investment valuation, (9) government and not-for-profit, and (10) a general model that can be customized for specific types of small businesses. Ten models are five-year models for start-up companies to facilitate the validation of business plans and to do more detailed analysis. The others ten models use six years of history and project five years.

Features: This system meets generally accepted accounting principles (GAAP), providing all the formats, logic and formulas. It is as close to the real world, as one would want to get and allows customization or fine-tuning to a user's exact requirements. There are 20 models, two loan amortization programs, a risk analysis program and a cost of capital with discounted cash flow program. Input can be transferred from other accounting systems. Comes complete with a 200+ page user manual.

Systems: Works with Excel under Windows; Lotus 1-2-3, Lotus Improv, and Quattro Pro under Windows and UNIX systems. Also, works with Excel on the Apple Macintosh and compatibles. Requires a minimum of 4 Meg of RAM, hard disk and printer. It is compatible with Lotus and 20/20 on mini computers, including the AS/400.

Pricing: Suggested retail: $1,250.00; Special: $795.00 There is a 20% annual maintenance and service fee (optional) after the first year, which includes free up dates and free on-going technical support. There is a $12.00 US Priority Mail shipping fee within the USA, and standard international rates apply depending upon country location and delivery method. (California customers add 7.75% sales tax).

Contact: Dr. John F. Richardson, ILAR Systems, Inc.
334 Baywood Drive, Newport Beach, Calif. 92660, USA
Phone: (949)640-2985; Fax:(949)640-7233/720-1530.

Banker's Compliance, Planning and Valuation System

The Banker's Compliance, Planning and Valuation System allows bankers to do complete short-term and long-term financial simulation and forecasting of the bank's financial statements, including the Statement of Earnings and Retained Earnings, Balance Sheet, Statement of Changes in Financial Position (Cash Flow Statement) Financial Ratio Analysis Statement and Valuation Analysis Statement (i.e., What is the bank worth from seven different financial valuation methods?). The chart of accounts in the Banker's Compliance Model is on a detailed basis, as follows: commercial loans, commercial loan fees, extended checking, investments, due from banks, time deposits and Fed funds sold, as related to various sources of income; Super NOW, money market savings, Freedom accounts, regular savings, small CD's, IRA's, large CD's, and public funds, as related to interest expense items, etc. The banker simply enters basic data and assumptions, including growth factors, and the models do the rest, while meeting generally accepted accounting principles.

This system comes with a five-year, annual model, a one-year, monthly model, and a model that uses up to seven years of historical financials and projects five years. All three models are easy to use and require short learning curves (no formal training is required, as productive results should be obtained within the first 90 minutes of use.) The user simply follows the input screen to enter data and assumptions, and upon calculating the model, the system does the rest, as it supplies all the logic, equations and formats. The three models can easily be customized to a bank's exact requirements, and telephone technical support is included at no additional charge.

Features: This system meets generally accepted accounting principles (GAAP), providing all the logic, equations and formats. It is as close to the real world, as one would want to get and allows customization or fine-tuning to a user's exact requirements. There are three models, two loan amortization programs, a risk analysis program and a cost of capital and discounted cash flow program. Also, input can be transferred from other accounting systems by using existing spreadsheet bridge routines. These are true financial simulation models and are being successfully used by banks worldwide.

Pricing: Suggested retail: $1,500.00; Special: $995.00. There is a $12.00 US Priority Mail shipping fee within the USA, and standard international rates apply depending upon country location and delivery method. (California customers add 7.75% sales tax).

Contact: Dr. John F. Richardson, ILAR Systems, Inc.
334 Baywood Drive, Newport Beach, Calif. 92660, USA
Phone:(949)640-2985; Fax:(949)640-7233/720-1530.

	ILAR Systems, Inc. - 334 Baywood Drive - Newport Beach, CA 92660 E-Mail: jfrilar@yahoo.com
	(949) 640-2985/2986 USA toll free: 1-800-357-3130 Cellular Phone: (714)293-6681
	(949) 640-7233 or (949)720-1530