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Dan Bell lived in his first oceanfront property on Pleasure Island, North Carolina in 1995. Two years later, the ground floor of his home was knee-deep in sand after Hurricane Fran.
After six hurricanes, he's still on the island although he lives in a third floor condo with nothing but parking on the ground floor.
Dan's an attorney and writer who has published short stories. His first novel is A Jury Of One's Own. For relaxation he takes his sailboat Irish Eyes out on the ocean.
Almost everything is different oceanfront. To avoid potential disaster, a buyer of coastal real estate must ask a special set of questions. This book provides answers for the potential buyer, builder, and renovator of single-family homes and condos. It also has a section on insurance.
The potential buyer is urged to carefully inspect design and construction, from the pitch of the roof to the elevation of the living area.
The builder and renovator must be aware of numerous government regulations. A stricter building code, shoreline setback, and flood zone requirements are a few of the mandatory requirements. A neglected permit can be expensive at best, fatal at worst. This book tells you who to call and what to ask.
An oceanfront condo buyer need not worry about permits. However, to avoid having the dream become a nightmare, the wise condo buyer must ask questions before the closing. How strong is the homeowners association? Do my neighbors rent out weekly, or live in permanently? The chapter on condos tells how to find the answers to these questions and many more.
The final chapter explains why you may need three different policies of insurance for flood, wind, and fire. It contains all the details on the federally-backed flood insurance, such as qualifications, limits, and rates, and explains the best way to find the least expensive homeowner's insurance. Bottom line - if you can't insure it don't buy it.
"Oceanfront home having it all! Beautiful contemporary with fantastic view. 3BR's, 3 full BA's with cathedral ceiling, ceramic throughout, whirl-pool and hot tub. Well protected from the ocean."
You think of watching the sunrise from the master bedroom, listening to the waves from the weather-worn deck, walking hand-in-hand on the white sand beach.
Protect your dream and your investment by buying wisely. You need to be aware of the unique potential problems involved in buying oceanfront - whether it be lot, house or condo.
How to Buy Oceanfront Property tells you how to avoid the major problems, including:
chronic erosion
unsafe construction
insurance maze
condo blues
Written by a waterfront survivor if six recent hurricanes, this little book can save you big money and a broken heart.
I'm giving you the basics, those general things you really need to know to avoid heart-breaking problems. However, each purchase is a distinct as a grain of sand. When it comes time to make your decision, please consult the appropriate professionals - accountant, architect, attorney, insurance person, realtor - for advice.
If you read the entire book you'll find duplication of that information which applies to everyone. I did it intentionally for the benefit of the reader who has an interest in only one chapter.
See you on the beach!
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